Most people would agree that it can be very hard if you do not have health insurance. It might seem like nearly an impossible goal to find a plan that is affordable and covers everything you need.

You can lower your premiums by choosing a catastrophic insurance instead of a comprehensive to save cash. Catastrophic coverage does not pay for prescriptions, like hospitalization and emergency surgeries; in comparison, comprehensive covers that, but only for emergency care or hospitalization.

Regardless of the type of health insurance you have, making the decision to use generic drugs will always be more cost effective. …